What a PSP report includes
- Crashes from the past five years reported by states, with notes for crashes found not preventable under CPDP
- Roadside inspections from the past three years, with each violation listed
- Out-of-service orders for the driver or vehicle
It does not include convictions, license suspensions or drug and alcohol results. You still need an MVR, previous employer checks and a Drug & Alcohol Clearinghouse query.
Red flags to look for
| What you see | Why it matters |
|---|---|
| Multiple crashes, especially preventable ones | The strongest predictor of future crashes and claims |
| Unsafe driving violations: speeding, following too close, phone use | Feeds your Unsafe Driving BASIC and worries underwriters most |
| Driver out-of-service orders | Signals serious HOS, qualification or condition problems |
| Repeated HOS or false log violations | Points to fatigue risk and future HOS BASIC problems |
| Lots of inspections at many carriers in a short time | Job hopping can mean performance issues |
| Anything that contradicts the application | Honesty issues are a hiring red flag on their own |
Context matters too
A single equipment violation from a previous carrier's truck says little about the driver. A clean inspection history with many inspections says a lot. Read the whole report, compare it to the MVR, and ask the driver about anything that concerns you.
Why it matters for your insurance
Insurers price fleets on driver quality, and every driver you add can change your premium. Written hiring standards that include PSP and MVR review keep bad risks out of your trucks and off your loss runs. We help clients set hiring criteria that match what their insurers expect.
Last updated November 10, 2026. Reviewed by a licensed insurance professional at Haul Good Insurance.