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ELD & telematics

ELD reports and telematics: using your data to run safer

The short answer

Your ELD and telematics systems already record hours of service, speed, harsh braking and unassigned driving. Reviewing those reports weekly lets a fleet coach drivers before habits become roadside violations, CSA points or crashes, and gives underwriters proof that you manage risk.

ELD reports to review every week

  • HOS violations and near-violations: 11-hour, 14-hour, 30-minute break and 60/70-hour limits
  • Unassigned driving events: every mile must be assigned or annotated; unassigned time is an audit red flag
  • Edits and annotations: frequent edits can look like falsification
  • Personal conveyance and yard moves: misuse is a common violation
  • Malfunctions and data diagnostics: drivers must know the malfunction procedure

Telematics data that predicts crashes

  • Speeding, especially over posted limits in work zones and curves
  • Harsh braking and acceleration, a sign of following too close
  • Hard cornering and lane departure alerts
  • Camera events: phone use, distraction, no seatbelt

Turning data into lower risk

  1. Pick a few metrics that matter most and set thresholds.
  2. Review a weekly exception report, not every data point.
  3. Coach quickly and privately, and document each coaching session.
  4. Recognize drivers who improve or stay clean.
  5. Track results over time, and bring them to your renewal meeting.

The insurance angle

Insurers increasingly ask fleets about telematics and cameras, and some offer credits for them. More importantly, documented coaching programs reduce the crashes and violations that drive premiums. We help clients set up review routines and present the results to underwriters.

Last updated November 10, 2026. Reviewed by a licensed insurance professional at Haul Good Insurance.

Frequently asked questions

Can insurers see my ELD data?

Not automatically. Some insurers offer programs where you share telematics data in exchange for a discount or better terms. Sharing a summary of your safety results at renewal can also help.

What is unassigned driving time?

Miles the ELD records with no driver logged in. Carriers must review and assign or annotate it. Unresolved unassigned time is a common audit finding.

How often should we review ELD reports?

Weekly works well for most fleets. Daily review of HOS violations and unassigned time is better for larger operations.

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