What a fleet safety program should include
- Driver hiring standards: minimum age and experience, allowed violations, PSP, MVR and Clearinghouse checks
- Onboarding and training: road test, policies, defensive driving, cargo securement
- Ongoing monitoring: annual MVR reviews, ELD and telematics exceptions, camera events
- Discipline and coaching: what happens after a violation, crash or complaint
- Vehicle maintenance: preventive schedule, DVIR process, repair records
- Accident procedures: what drivers do at the scene, reporting, and a post-accident review
- Drug and alcohol program: testing, Clearinghouse queries and records
- Cell phone, seatbelt and speed policies
Loss control in practice
- Study your losses. Look at three to five years of claims: what kind, which drivers, which lanes and times.
- Target the biggest causes. Rear-end collisions, backing, cargo theft and maintenance issues each have specific fixes.
- Hold regular safety meetings and document attendance.
- Run an accident review committee that decides preventability and coaching.
- Measure and report: crashes per million miles, violations per inspection, CSA trends.
How Haul Good helps
We help clients write or update their safety program, review loss runs for patterns, and package their safety story for underwriters. We can also connect you with safety consultants and trainers from our trucking expert network.
Last updated November 10, 2026. Reviewed by a licensed insurance professional at Haul Good Insurance.